Wrights Business Research

Every Dutch citizen from 18 years should be obliged to be insured for medical expenses. Everyone pays for basic health insurance a nominal premium. This premium varies by insurer and is between € 96, – and € 103, – per person per month for a policy with no deductible.

Group insurance

Several employers and organizations such as senior citizens, support groups or trade unions, collective health insurance to offer. This can be up to 10% cheaper than comparable individual insurance. Income-related contribution People who work or a disability benefit pay an income-related contribution. The fee is 7.05% of income up to a maximum of € 33.189. If this income is the sum of wages from employment, benefits and annuity payments. Usually the employer pays or income-related benefits agency. The employee or beneficiary will pay tax on this contribution. A number of groups, the income-related but himself. In this case, the contribution 4.95% of income. The amount is then deducted from the income tax or paid through a tax assessment.

Care allowance

To keep health insurance affordable for everyone, there is the care allowance, an allowance for the costs of health insurance. Households with low incomes may be eligible. You can use the health care benefit to the Department of Tax and Surcharges.

Additional insurance

Insurers have the statutory insurance package for everyone and can not accept higher premiums for people who are older or sick. You can also take out supplementary insurance for medical expenses. The content and premium of this insurance vary greatly from one insurer. The premium varies from € 7.50 to € 61, – per month. Children younger than 18 years, many insurers are covered for free, but not all. You can also use your dental insurance for the additional package or are a separate additional insurance before closing. The coverage and premium of a dental insurance vary greatly from one insurer. The minimum premium for dental insurance is an average of € 12, – per month.

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